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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181092)

fair and cheap credit

I had a good experince using paypal credit as I think they are a fair credit provider and are handy if you are making medium sized purchases as they offer zero interest for 4 months if your purchase is over £99. One thing that would improve it is if they extended it for 6 months or had a deal where you get a longer zero interest period if you make larger purchases Reviewed on: 24th April 2026

PayPal credit is simple

PayPal has always been very easy to operate, with the option to use at most retailers. It offers great finance options with good credit ratings, and the open view on the app of what you spend and how the bills work. Reviewed on: 24th April 2026

Paypal- Easy, covenient & safe

Paypal is so easy and convenient with most trusted retailers accepting payment through paypal. The Customer service is second to none and with added buyer protection, what is not to love?! With the added option of linking your bank account, it makes transactions so quick, whether in going or outgoing. Paypal finance has also helped me with larger purchases so my band account doesn't feel stretched at any time, plus it is affordable! Reviewed on: 24th April 2026

Excellent service.

Excellent service. Easy to set up. Reviewed on: 24th April 2026

Easy to use!

I find PayPal really easy to use particularly if I need to buy something that I do not have the cash at that moment. Reviewed on: 24th April 2026

Really easy to use

Really easy to use, easy to pay back to Reviewed on: 24th April 2026

Very good customer service and App

Very good customer service and App Reviewed on: 24th April 2026

Excellent.

Excellent always very helpful and accommodating. Can use PayPal credit to pay for most things and they are very good with refunds etc also Reviewed on: 24th April 2026

Paypal are very easy to do business with.

Paypal are very easy to do business with. Their app was ahead of its time in terms of ‘all in one place’ info about spend and credit. It’s easy to make payments with Paypal and also easy to make payments of your account. Reviewed on: 24th April 2026

App Reciew

Easy to use and very efficient it’s safe, can see all my outstanding balance and when payment is due Reviewed on: 24th April 2026

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