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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,438 reviews, last reviewed 12th May 2026
2519450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the flexibility Paypal plans give me. I like the flexibility Paypal plans give me. I can choose to pay in full, pay in instalments or defer payment. It means I can schedule payments to w... Read more Reviewed on: 12th May 2026
Fiona Hall's avatar
Fiona Hall

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105438)

Experience

5
It's been awhile that I have been using PayPal for transfer money and also I could get a loan to pay for an apple product. By direct debit they withdraw money from my bank account. Reviewed on: 22nd May 2024
Moein Shafiei 's avatar
Moein Shafiei

PayPal credit is best value

4
PayPal is convenient and secure. PayPal credit has been my go to credit option for the past 6 years. It has the most value for the spreading the cost options compared to what is on the market. Their customer service people are good as well and will explain things in detail. The only downside is that to get a rep it can be a bit of a wait, I've had to contact them twice in the 6 years and both times it was a 30 min wait but my enquires were solved both times. Reviewed on: 22nd May 2024
Zaineb Gul's avatar
Zaineb Gul

Excellent all the way.

5
Excellent all the way. Never any issues. Reviewed on: 21st May 2024
Usman Mahmood's avatar
Usman Mahmood

The service was good and interest rate is reasonable.

4
The service was good and interest rate is reasonable. Reviewed on: 21st May 2024
Farid A's avatar
Farid A

Easy and very convenient to use.

5
Easy and very convenient to use. Reviewed on: 21st May 2024
Gladdys's avatar
Gladdys

Very good service!

5
Very good service! And helping people with need credit Reviewed on: 21st May 2024
Gavril's avatar
Gavril

Very Satisfied!

5
PayPal credit has allowed me to build my credit score as well as help me use less cash in one go, therefore allowing me to spread my costs over time so that I can feel more comfortable with spending large amounts of money without worrying about a big at one time. I feel very satisfied with PayPal credit and I will continue to use their services in the future. Reviewed on: 21st May 2024
Zain Al-Asadi's avatar
Zain Al-Asadi

Positive experience with my PayPal credit

4
Positive experience with my PayPal credit Reviewed on: 21st May 2024
Wilfried L's avatar
Wilfried L

PayPal is a great credit lender

5
PayPal is a great credit lender, from pay in 3 to monthly direct debits enabling those who wish to use the service to keep all of their transactions in one place. The app is also easy to use and understand. Reviewed on: 21st May 2024
Asher B's avatar
Asher B

Really easy to use and great terms.

5
Really easy to use and great terms. Reviewed on: 21st May 2024
Vicky D's avatar
Vicky D

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