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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

PayPal is a trustworthy service that I've used for 2...

5
PayPal is a trustworthy service that I've used for 20+ years Reviewed on: 24th April 2026

Easy to navigate

5
Easy to navigate and repayment are really affordable Reviewed on: 24th April 2026

Given me the opportunity to enjoy life a little bett...

5
Given me the opportunity to enjoy life a little better with expenses Reviewed on: 24th April 2026

Excellent App

5
Always had great experience and the reassurance that you re covered from any issues is a huge plus. Only slight issue i have found is trying to change my surname. Gave up in the end!! Reviewed on: 24th April 2026

Spread the cost!

5
Very good way to spread the cost of big purchases Reviewed on: 24th April 2026

Great for short term plans.

5
Great for short term plans. And 3 month plans Reviewed on: 24th April 2026

Easy experience

5
Just a great overall easy experience with them Reviewed on: 24th April 2026

Helped to have the credit option when unplanned thin...

5
Helped to have the credit option when unplanned things pop up and you need to make extra purchases. Reviewed on: 24th April 2026

Five stars!

5
It’s so easy when purchasing items online Reviewed on: 24th April 2026

Easy to use and safe.

5
Easy to use and safe. Would recommend Reviewed on: 24th April 2026

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