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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181093 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181093)

Easy to use and safe.

Easy to use and safe. Would recommend Reviewed on: 24th April 2026

Using PayPal Credit was incredibly smooth and easy.

Using PayPal Credit was incredibly smooth and easy. The application process was straightforward, and I was approved almost instantly. It's a very convenient way to manage my purchases. Highly recommend! Reviewed on: 24th April 2026

Very good!

I’ve used PayPal credit for a number of years and find the 4 month interest free credit very useful and the customer care team are very good. Reviewed on: 24th April 2026

Love that I can spread the cost of payments over 4 m...

Love that I can spread the cost of payments over 4 months. And also pay in 3 to make things feel more affordable and achievable. Reviewed on: 24th April 2026

Efficient service, quick resolutions.

Efficient service, quick resolutions. Friendly staff. I would highly recommend. Always get peace of mind. Reviewed on: 24th April 2026

Easy to use and great flexible way to manage your fu...

Easy to use and great flexible way to manage your funds. Transparent way the app provides a view of the balance owe and payments makes is really straightforward. Paypal Credit has helped me greatly in being able to spread the costs of items ive needed but couldn't afford in one lump sum Reviewed on: 24th April 2026

Smooth so far. Never had any issues!

Smooth so far and I've not had any issues. Reviewed on: 24th April 2026

Simple to use & good experience

Simple to use, and when I've needed to raise customer support the process has been fast and straightforward Reviewed on: 24th April 2026

Im very happy that can have PayPal credit limit So I...

Im very happy that can have PayPal credit limit So I can buy any things online or wallet fantastic thanks for that Reviewed on: 24th April 2026

Great interest free option

I use PayPal credit for short term interest free purchases and find it easy to use and a great option for spreading payments Reviewed on: 24th April 2026

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