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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,382 reviews, last reviewed 12th May 2026
2516750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

trustworthy Always use for all online purchases trustworthy and with many different flexable payment methods Reviewed on: 12th May 2026
Walshy's avatar
Walshy

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105382)

Credit amount

5
When I applied for PayPal credit I was surprised at the amount of credit I received Reviewed on: 21st May 2024
Donna Ireland's avatar
Donna Ireland

Great deals

5
Always have good deals so you can often get 0% apr Reviewed on: 21st May 2024
Simon Cook's avatar
Simon Cook

Really handy, easier than using a card

5
Really handy, easier than using a card Reviewed on: 21st May 2024
Emma's avatar
Emma

Very good

5
Always have a very good experience whenever I use PayPal credit and feel very protected and in control. Reviewed on: 21st May 2024
Elizabeth J's avatar
Elizabeth J

Excellent service no problem a pleasure to use

5
Excellent service no problem a pleasure to use Reviewed on: 21st May 2024
Amanda 's avatar
Amanda

Simple set up process for credit.

5
Simple set up process for credit. Reviewed on: 21st May 2024
Nigel's avatar
Nigel

Super Easy and Manageable

4
PayPal was very easy to set up and makes paying through lager payments much more streamlined and less stressful. I think when used responsibly the app is perfect for those looking to spread out their purchases! Reviewed on: 21st May 2024
Morg's avatar
Morg

Always had a better service, promising and excellent...

5
Always had a better service, promising and excellent customer services Reviewed on: 21st May 2024
F s's avatar
F s

I enjoy using the service and it helps me giving mor...

5
I enjoy using the service and it helps me giving more time to pay for things Reviewed on: 21st May 2024
Simon B's avatar
Simon B

In the last 3 years I have made many orders, I am ve...

5
In the last 3 years I have made many orders, I am very pleased. Reviewed on: 21st May 2024
Maria R's avatar
Maria R

Review PayPal: PayPal Credit now

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