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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181093 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181093)

The internet purchasing system is compromised !

The internet purchasing system is full of flaws, so I only use Pay Pal. You cannot trust Ebay or sellers. Pay pal is the only organisation who will protect and refund you. Do I need to say more ! Reviewed on: 24th April 2026

Really user-friendly service

Really user-friendly, eases the worry when making payments, versatile in that it offers payment choices e.g. over time or immediate - or on credit terms. Although I find the credit account a little more tricky to navigate, and have ended up paying interest because of it. Probably just me though! Reviewed on: 24th April 2026

Great experience ,always fair and helpful

Great experience ,always fair and helpful Reviewed on: 24th April 2026

Good so far, able to navigate.

Good so far, able to navigate. Enjoy the flexibility of different payment options. Reviewed on: 24th April 2026

Banging recommended

Have used PayPal for years with out issues. It's easy and intuitive. Have no idea how good the customer service is as I have never had a reason to use it Reviewed on: 24th April 2026

Amazing experience when I bought my Samsung 75 inch...

Amazing experience when I bought my Samsung 75 inch television Reviewed on: 24th April 2026

Paypal rewards

So easy to use and convenient, would benefit more if it could be used as a physical card Reviewed on: 24th April 2026

Good time and will be back definitely worth a try...

Good time and will be back definitely worth a try Reviewed on: 24th April 2026

Streamlined Payments and Flexible Financing

PayPal remains one of my go-to tools for managing online transactions, primarily because it removes the friction from the checkout process. The convenience of not having to re-enter card details across different sites makes it an incredibly efficient way to pay. Beyond just simple payments, the added financial flexibility is a major draw. The credit service provides a reliable safety net for larger purchases, and the "Pay in 3" feature is particularly useful. It allows for better budget management by spreading the cost over three installments without the stress of a massive upfront hit. For anyone looking for a blend of speed and smart payment options, it’s a solid choice. Reviewed on: 24th April 2026

some wait virtual chat times changes live chat

some wait virtual chat times changes live chat Reviewed on: 24th April 2026

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