Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,337 reviews, last reviewed 12th May 2026
2514650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Definitely Recommend Never had any issues with PayPal. Love the app. Reviewed on: 12th May 2026
EJS's avatar
EJS

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105337)

Fantastic and reliable service.

5
Fantastic and reliable service. I have never had any issues with my PayPal credit. PayPal Credit got me covered when I want to purchase something online. With PayPal Credit you are stress-free because you can purchase and pay at your own convenience. Reviewed on: 21st May 2024
Samuel A's avatar
Samuel A

I really like the 0% interest on purchases, and the...

5
I really like the 0% interest on purchases, and the ease of paying back through the normal PayPal app. It makes it very easy to track all the purchases that are made, and how long you have to pay back with 0%. Reviewed on: 21st May 2024
Freddy S's avatar
Freddy S

Reliable and reputable service.

5
Reliable and reputable service. Easy to use and quick service the online profile is easy to use and access Reviewed on: 21st May 2024
Kacey's avatar
Kacey

Simple, quick and easy to use

5
Simple, quick and easy to use, I love that there’s zero interest on payments Reviewed on: 21st May 2024
Haydn L's avatar
Haydn L

Safe and easy to use.

5
Safe and easy to use. Love paypal interest free credit Reviewed on: 21st May 2024
Andrew S's avatar
Andrew S

Everything easy and Quick, pay made very past had no...

5
Everything easy and Quick, pay made very past had no problem Reviewed on: 21st May 2024
Praveen 's avatar
Praveen

Easy to use and straight forward

5
Easy to use and straight forward. Always use this service to transfer money between friends for nights out, holidays etc. Reviewed on: 21st May 2024
Samantha 's avatar
Samantha

Great, Great, Great!!!

5
Customer service great. Buyer protection great. Transaction simplicity great!! Reviewed on: 21st May 2024
James G's avatar
James G

Easy to use and help customers service

5
Easy to use and help customers service Reviewed on: 21st May 2024
Darren j's avatar
Darren j

Customer service is not good enough

5
Customer service is not good enough Reviewed on: 21st May 2024
Khan's avatar
Khan

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill