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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181101 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181101)

I like using PayPal

I really like using PayPal because it makes me feel that my money is safe. In a few situations where I dealt with scam sellers, PayPal stepped in and refunded my money without too much hassle. I also like using Pay in 3 as well as PayPal Credit for my purchases, which makes managing payments more flexible. Reviewed on: 24th April 2026

Great deals

It was very easy to navigate and the benefits you get are great Reviewed on: 24th April 2026

It has been a great pleasure with PayPal credit whic...

It has been a great pleasure with PayPal credit which has allowed interest free 4 month payments Reviewed on: 24th April 2026

I have always found PayPal easy to use

I have always found PayPal easy to make payments & finding my way around the site is easy too. Reviewed on: 24th April 2026

When I was nearly at my credit limit they reduced it...

When I was nearly at my credit limit they reduced it meaning I struggled Reviewed on: 24th April 2026

Paypal credit statement

It's a bit confusing on the statement when I try to reconcile my spend. The breakdown is not very clear. Other than that, is good. Reviewed on: 24th April 2026

Always had a great experience with PayPal, any dispu...

Always had a great experience with PayPal, any disputes are dealt with promptly. Reviewed on: 24th April 2026

When I was down and out there coming to my rescue mo...

When I was down and out there coming to my rescue more than they were ever knew. It helped me to fixed my garden fence. Reviewed on: 24th April 2026

Useful when needed

Spreading the cost helps for food shopping and retail Reviewed on: 24th April 2026

PayPal is the safest way to shop.

PayPal is the safest way to shop. No worries about dodgy people getting your bank details. No worries about losing your money to dishonest traders. The easiest way to shop with no worries. I have recommended PayPal to loads of people and they all agree it's the safest way they have ever shopped. Their interest rates are great.. as well. I wish I'd of know about PayPal sooner. I was once conned by a company and lost £250 using my bank credit card and my bank was no help at all. I definitely recommend PayPal, it's the best way to shop. Reviewed on: 24th April 2026

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