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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,545 reviews, last reviewed 10th May 2026
2431750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026
Iajaz A's avatar
Iajaz A

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103545)

Great val

5
great way of paying for items good service Reviewed on: 17th May 2024
ANTONY M's avatar
ANTONY M

Just perfect!

5
Just perfect! I don't know if it's a new thing but I've only discovered it recently. The application process was extremelly easy and the benefit of paying over 4 months is amazing. It reduces a lot of pressure and stress when buying something you really need. Reviewed on: 17th May 2024
Alina C's avatar
Alina C

Good customer service, very knowledgeable and inform...

5
Good customer service, very knowledgeable and informative agents Reviewed on: 17th May 2024
michaeljonesgmb@gmail.com's avatar
[email protected]

Good company.

5
I have had no issues with PayPal, customer service has always tried to help and resolve issues I've had with payments. Compounding interest is a bit high but they are a company. They do have a payent protection scheme which is good with t&c. I use them all the time for payments and also credit as well Very happy with them. Reviewed on: 17th May 2024
Terry M's avatar
Terry M

Really easy to use and widely available.

4
Really easy to use and widely available. Nice simple app which makes everything clear and easy. Only thing I miss is the old pay in 14 days option which was really handy around pay day! The buyer protection is really good too... a problem I had was swiftly resolved and very straightforward. Reviewed on: 17th May 2024
Simon George's avatar
Simon George

Very handy and practical - the App is easy to use too!

5
Very handy and practical - the App is easy to use too! Reviewed on: 17th May 2024
Ingrid P's avatar
Ingrid P

Satisfying

5
Always easy to order and safe to use Reviewed on: 17th May 2024
James S's avatar
James S

I always ask people if they use PayPal.

5
Good overall experience I did have to call customer service about my business PayPal and was a bit of a hullabaloo but did finally get the answers I needed. Overall I do have a really good experience with PayPal I really like the assurance it gives when paying for items online and I have raised one dispute with about an un received item and as I had paid via PayPal when they intervened I was given a refund. I always prefer to send monies to colleagues for Gift collections via PayPal mobile and always ask people if they have PayPal. Less opportunities to be scammed online when you use PayPal. Reviewed on: 17th May 2024
CYA's avatar
CYA

PayPal ensures bank account security

5
I use PayPal because I feel my bank accounts are more secure, not giving away my bank details when buying on line. I have used PayPal credit a few times when buying large value items, giving me 4 months to pay without interest. Reviewed on: 17th May 2024
Gill H's avatar
Gill H

PayPal Makes it Easy

5
Straight forward easy to use app and 0% interest for 4 months is a no brainer. Reviewed on: 17th May 2024
Ruben P's avatar
Ruben P

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