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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,499 reviews, last reviewed 10th May 2026
2429600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy, no stress, whole process was good, 4... Nice and easy, no stress, whole process was good, 4 months interest free is a big help Reviewed on: 10th May 2026
Arran Tilney's avatar
Arran Tilney

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103499)

Easy to use and efficient

5
Easy to use and money gets transferred immediately Reviewed on: 17th May 2024
Jen Grant's avatar
Jen Grant

PayPal is so easy and convenient to use.

5
PayPal is so easy and convenient to use. Great options for payments such as pau in 3 and zero interest on credit on items over £99 for 4 months Reviewed on: 17th May 2024
Karen L's avatar
Karen L

I’ve used PayPal credit a number of times as it’s an...

5
I’ve used PayPal credit a number of times as it’s an easy way to spread the cost of your payment interest free Reviewed on: 17th May 2024
Sabrina G's avatar
Sabrina G

Perfect for expensive or unexpected purchases

5
I use the 0% finance over 4 months which has really helped when making more expensive or unexpected purchases. It’s easy to use my account and to make payments. Reviewed on: 17th May 2024
Jo B's avatar
Jo B

It feels very safe.

5
It feels very safe and I like the different paypal plans. They are all very fair. Reviewed on: 17th May 2024
AquaGirl's avatar
AquaGirl

Great service and offers, I couldn’t make it without

5
Great service and offers, I couldn’t make it without Reviewed on: 17th May 2024
Paula Cioaca's avatar
Paula Cioaca

Excellent service provided!

5
I've had no issues with PayPal credit. Easy to use and efficient in all aspects Reviewed on: 17th May 2024
Kiesha T's avatar
Kiesha T

Good service

5
Great customer service and very easy to use Reviewed on: 17th May 2024
Douglas W's avatar
Douglas W

Never a problem.

5
Never a problem. When I have a query it is resolved quickly because I can actually speak to a human which is novel these days Reviewed on: 17th May 2024
Denis 's avatar
Denis

PayPall rules!

5
I am using PayPal's "Pay in 3" and PayPal Credit, and they've truly made a difference in my financial flexibility. These services have allowed me to afford items that I wouldn't have been able to purchase otherwise. The "Pay in 3" option is especially helpful, as it breaks down payments into manageable chunks without any extra fees. PayPal Credit also offers a convenient line of credit with reasonable terms. Overall, these options have significantly eased my budgeting concerns and made shopping a more stress-free experience. Highly recommended for anyone looking to spread out their expenses! Reviewed on: 17th May 2024
Fred A's avatar
Fred A

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