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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Spot on Spot on no complaints

4
Spot on no complaints pay pal is good Reviewed on: 23rd April 2026

Straightforward and easy to use

5
Very straightforward. You get rewards for every purchase. Reviewed on: 23rd April 2026

Easy to use and Affordable

5
Easy to use and affordable. Also practical and easy to access. Reviewed on: 23rd April 2026

Good experience honest customer service

4
Good experience honest customer service Reviewed on: 23rd April 2026

Super simple, clear plan/flexible options.

5
Super simple, clear plan/flexible options. Reviewed on: 23rd April 2026

Ease of use and pay interest fr...

5
Mostly very easy to use and like the pay interest free over 3 months. Reviewed on: 23rd April 2026

Best retailer

5
Best experience ever… with the opportunity to get Paypal credit that helps a lot …and also Paypal monthly plans …the best Reviewed on: 23rd April 2026

Great provider when needed help fast access to funds

5
Great provider when needed help fast access to funds Reviewed on: 23rd April 2026

Quick fast easy payments.

5
Quick fast easy payments. Secure and protected. I like using the interest free for purchases and using it to my advantage. I also like the pay in 3. 0% interest too Reviewed on: 23rd April 2026

Highly recommended

5
Amazing experience and always quick support Reviewed on: 23rd April 2026

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