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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Great app and customer service

The interest rate is very high at 23.9% outwith free period. Customer Service are fantastic from the three occasions I’ve had to use them. Easy to use the app and understandable. Reminders provided before payment due date are invaluable too. Reviewed on: 23rd April 2026

I been using paypal for years and is always my first...

I been using paypal for years and is always my first option for online shopping. Reviewed on: 23rd April 2026

Love it!

PayPal is safe secure and easy to use. You can easily keep track of your money and payments. Couldn't love it more Reviewed on: 23rd April 2026

Paypal has helped me over the last year spread the c...

Paypal has helped me over the last year spread the costs on many occasions for many things. Weddings, party food and be able to order many dresses before I chose the perfect Mother of the Groom dress which then helped me return others. Reviewed on: 23rd April 2026

The way it is easy to manage my transactions, get cr...

The way it is easy to manage my transactions, get credit card and the interface Reviewed on: 23rd April 2026

I can use pay online by PayPal in many places.

I can use pay online by PayPal in many places. I feel more safe paying by PayPal for my goods online. Reviewed on: 23rd April 2026

So easy to use and very professional service

So easy to use and very professional service Reviewed on: 23rd April 2026

I’ve been with PayPal for many years now.

I’ve been with PayPal for many years now. It’s always been easy to use with several different payment options available and also accepted at so many places as a reliable and safe way to transfer and receive money. It’s also stress free and very easy to get to grips with. I would 100% recommend PayPal to anyone looking for an additional way to pay Reviewed on: 23rd April 2026

It's been really great it's helped me out when feeli...

It's been really great it's helped me out when feeling like others didn't care Reviewed on: 23rd April 2026

Courteous staff and very helpful

Courteous staff and very helpful great service. Reviewed on: 23rd April 2026

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