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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

I would like PayPal to be available in all countries...

I would like PayPal to be available in all countries if I need to move for residence. Reviewed on: 22nd April 2026

Excellent service and competitive offers on credit S...

Excellent service and competitive offers on credit Solutions and pay in installment products Reviewed on: 22nd April 2026

Effortless, easy, responsible and good value

Effortless, easy, responsible and good value Reviewed on: 22nd April 2026

Can be very difficult to ink at times.

Can be very difficult to ink at times. Reviewed on: 22nd April 2026

Not got a lot to say about customer service as never...

Not got a lot to say about customer service as never had to use them. Guess that says the service they provide is spot on and simple, what more can you ask for. Apps simple to use. I can use paypal on a huge range of sites and with paypal credit, you can use paypal anywhere which is especially helpful for online shopping for me. With a physical card, can also use in person which has come in handy a couple times. Love it Reviewed on: 22nd April 2026

Swift and easy, good communication, very easy to use...

Swift and easy, good communication, very easy to use & understand Reviewed on: 22nd April 2026

Excellent and good service that have received

Excellent and good service that have received Reviewed on: 22nd April 2026

PayPal credit is amazing!

PayPal credited is always very useful and has enabled me to buy higher price items and pay in interest free instalments. Reviewed on: 22nd April 2026

So Quick and Easy

So easy to use, easy payments in or out of bank, when I needed customer support, I had a good advisor who did everything I needed, overall A+ Reviewed on: 22nd April 2026

Affordable payment options.

Has been great for spreading the cost of smaller purchases with options to pay in 3, or paying off the balance over 4 months without having to pay any interest. Reviewed on: 22nd April 2026

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