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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Can’t fault it.

Can’t fault it. Always works well accepted on most websites Reviewed on: 22nd April 2026

Greatest

Always helpful and reliable .Easy transactions Reviewed on: 22nd April 2026

Paypal is brilliant peace of mind

Paypal is brilliant peace of mind Reviewed on: 22nd April 2026

I PayPal a way to budget and save

I use PayPal frequently and find PayPal fast and efficient to use, I would highly recommend PayPal. I also use PayPal for credit and pay in 3, it enables me to budget and also save at the same time. Reviewed on: 22nd April 2026

Love the pay in 3 option, was gutted when it ceased...

Love the pay in 3 option, was gutted when it ceased for a while as use it very often but glad to see it back now Reviewed on: 22nd April 2026

Great experience we financing and raising funds onli...

Great experience we financing and raising funds online but customer service can be a bit slow Reviewed on: 22nd April 2026

Amazing experience.

Amazing experience.Every day is un real help.Thank you Pay Pal.Very grateful for your support ! Reviewed on: 22nd April 2026

The ease of use is great.

The ease of use is great. The security that comes with it is amazing. Reviewed on: 22nd April 2026

I use PayPal credit regularly.

I use PayPal credit regularly. It's a very convenient way for me to shop online. I mainly use the interest-free loan for 4 months, sometimes with 3 payments. I've contacted the customer service department several times and have always received excellent service and quick resolutions to any issues that arise. I'm happy to use the new PayPal bonus feature. Reviewed on: 22nd April 2026

Always use PayPal as a safe secure way of paying onl...

Always use PayPal as a safe secure way of paying online and gives extra protection if anything goes wrong Reviewed on: 22nd April 2026

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