Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

I am very satisfied so far with my experience with P...

I am very satisfied so far with my experience with Paypal. Using it is very easy and the app is very simple to navigate. I'm always asking friends and family if they use Paypal and if they didn't, I always highly recommend. Reviewed on: 22nd April 2026

No complains

Never had problems and the few times that I needed help the customer service was on point! Reviewed on: 22nd April 2026

Effortless Payments You Can Trust

PayPal is incredibly user-friendly and effective. It simplifies payments, saves time, and consistently delivers a smooth, reliable experience. Reviewed on: 22nd April 2026

App easy to use.

App easy to use. Good security and can dispute transactions Reviewed on: 22nd April 2026

Very nice experience with PayPal credit convenient r...

Very nice experience with PayPal credit convenient rates. I've been using credit instead of PayPal for a long time. Reviewed on: 22nd April 2026

Always using PayPal to pay my family and friends as...

Always using PayPal to pay my family and friends as well as for goods. Using pay in 3 is useful. Reviewed on: 22nd April 2026

PayPal is a life saver

PayPal is so good. It helps me buy things safely and helps spred payments Reviewed on: 22nd April 2026

Great experience best and safest way to carry out ca...

Great experience best and safest way to carry out cash transactions Reviewed on: 22nd April 2026

Good service, clear and concise.

Good service, clear and concise. Reviewed on: 22nd April 2026

Value you can trust.

It so reliable and money trust always there when needed. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101275 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub