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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Always come good!

I have used PayPal for years, they have always come good for me, i had an issue a few years ago with fraud and they were more than able to solve it for me quickly and efficiently while keeping me calm in a very stressful situation. Reviewed on: 22nd April 2026

Excellent service .

Excellent service . Well recommended Reviewed on: 22nd April 2026

Trusted credit with no hidden conditions

PayPal credit allows me to buy expensive items without interest costs, you have to set up a schedule to ensure full payment, this is not unique but as their payment platform is global, im dealing with a trusted credit provider with no hidden charges or surprises. Reviewed on: 22nd April 2026

Excellent stuff innit very good innit

Excellent stuff innit very good innit Reviewed on: 22nd April 2026

Excellent customer service

PayPal have always been excellent when I've had a problem with any transaction, and rectified the issue. Reviewed on: 22nd April 2026

PayPal is good and simple to use

PayPal is good and simple to use Reviewed on: 22nd April 2026

Paypal is seamless safe and easy to use, paypal cred...

Paypal is seamless safe and easy to use, paypal credit is one of the best out there. Reviewed on: 22nd April 2026

Every agent I have spoken to has been helpful, kind,...

Every agent I have spoken to has been helpful, kind, professional and proficient. Reviewed on: 22nd April 2026

Been using for nearly 2 decades

Been using for nearly 2 decades PayPal plus is a big plus Reviewed on: 22nd April 2026

Great bank, love the different options to repay too

Great bank, love the different options to repay too Reviewed on: 22nd April 2026

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