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PayPal: PayPal Credit reviews

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4.90
Based on 99,640 reviews, last reviewed 6th May 2026
2252900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like using the credit app , monthly payments I like using the credit app , monthly payments Reviewed on: 6th May 2026
Piasta T's avatar
Piasta T

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99640)

Great service

5
I’ve been with PayPal for years so when I found out you could get credit I jumped at the chance so glad I did it’s been a great help and interest free Reviewed on: 8th July 2022
Stephen's avatar
Stephen

Paypal credit

5
When you need to buy something i using paypal credit for 4 month is no interest Reviewed on: 8th July 2022
Darius Armonavicius's avatar
Darius Armonavicius

My chosen payment method

5
PayPal is genuinely my chosen payment provider and I use very regularly. I like the security it offers, and the ease of use. The app is fantastic, and transactions and balances clear and easy to find. A very happy customer! Thanks you PayPal A+ Reviewed on: 8th July 2022
Susan H's avatar
Susan H

Amazing

5
Absolutely happy with PayPal credit Reviewed on: 8th July 2022
Mojtaba Tonddast's avatar
Mojtaba Tonddast

Amazing

4
Quick to use instead of putting card details in every time. Reviewed on: 8th July 2022
M Ahmed's avatar
M Ahmed

Ms Mary

5
Only good experiences so many years. Reviewed on: 8th July 2022
Mary Lovisa Eiser's avatar
Mary Lovisa Eiser

Ease of use

5
Payoal is accepted pretty much everywhere. Their customer service is superb. Reviewed on: 8th July 2022
Abderrahmane Mouhieddine 's avatar
Abderrahmane Mouhieddine

Mr omar

5
It's very good and you can use it anywhere but it is good if can be using as well in the shop. Reviewed on: 8th July 2022
omar jawud's avatar
omar jawud

Convenient credit

5
An easy and convenient way to spread the cost of moderate to expensive items. I have used it many times and as long as I budget for the repayments ,whether it be 3 or 4 months it allows me to purchase things I normally cannot afford to pay for in one go. A very user friendly app allows me to easily set up an automatic repayment or one offs. Reviewed on: 8th July 2022
Nicola Nicolai's avatar
Nicola Nicolai

Easiest way to pay!

5
I love this option of paying for goods from Paypal! It's allowed me to do all kinds of home improvements! Easy, simple payment processing. Clear billing statement system and easy to make payments off your balance. Reviewed on: 8th July 2022
Jules Chun's avatar
Jules Chun

Review PayPal: PayPal Credit now

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