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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Happy, less interest rates would bebetter

Happy, less interest rates would bebetter Reviewed on: 22nd April 2026

My review

I’ve found PayPal to be extremely useful on a day to day basis. Reviewed on: 22nd April 2026

Really easy and reliable

I’ve had a really good experience with PayPal Credit so far. It’s simple to use, everything is clear, and managing payments is straightforward. I’ve never had any issues, and on the rare occasion I needed help, customer service was quick and sorted things without any hassle. It’s just one of those services that works how you expect it to. Reliable, easy, and good value. I’d definitely recommend it. Reviewed on: 22nd April 2026

Easy payments, fast credit approval

Easy payments, fast credit approval Reviewed on: 22nd April 2026

I had to call on customer service due to charges bei...

I had to call on customer service due to charges being added to my account that I didn't believe were justified. The customer service rep listened to my situation and kindly rectified it and omitted the charge. Other than that I've had no issues with PayPal and find it to be very useful. Reviewed on: 22nd April 2026

Thank you :)

Helpful both online and over the phone, informative but also keep things very simple which is great when it comes to the seriousness of finances! My PayPal credit is a lifesaver that keeps me ticking over Reviewed on: 22nd April 2026

Excellent service , credit made easy,

Excellent service , credit made easy, Reviewed on: 22nd April 2026

Easy and quick transfer of money.

Easy and quick transfer of money. Reviewed on: 22nd April 2026

PayPal makes managing payments simple and secure.

PayPal makes managing payments simple and secure. Transactions are smooth, and any issues are resolved quickly by their responsive support team. Reviewed on: 22nd April 2026

PayPal make it easy to pay payments.

PayPal make it easy to pay payments. Reviewed on: 22nd April 2026

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