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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

It's a secure and easy way to pay.

It's a secure and easy way to pay. I use it almost always and prefer it as it provide a guarantee for my payments in case something goes wrong. Reviewed on: 22nd April 2026

Quick and easy to use and hassle free.

Quick and easy to use and hassle free. Reviewed on: 22nd April 2026

Paypal is helpful

Have found PayPal credit very useful and convenient when I've needed to extend paying. Reviewed on: 22nd April 2026

Easy to use and never let down.

Easy to use and never let down.I use to all my online shopping and on day by day and it works fantastic.The option to pay in 4 months is amazing. Reviewed on: 22nd April 2026

Not had one an issue in twenty years

Been with PayPal since 2007 and I have never had any issues. Reviewed on: 22nd April 2026

The experience with PayPal has always been 110% exce...

The experience with PayPal has always been 110% excellent Reviewed on: 22nd April 2026

no issues, always used paypal for secure payments an...

no issues, always used paypal for secure payments and never dissapointed. Reviewed on: 22nd April 2026

.safe time, PayPal time

It’s easy to use, I know I’m in safe hands when purchasing on the internet and after using a time I am offered more benefits of my accounts. Reviewed on: 22nd April 2026

Using PayPal has ruined my Credit score.

Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026

Good experience very happy to with pay pal so far ea...

Good experience very happy to with pay pal so far easier to spread the cost of things like breaks and get away holidays Reviewed on: 22nd April 2026

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