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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Love the paypalPlus and the ability to earn rewards

5
Love the paypal+ and the ability to earn rewards. I also enjoy using the paypal card without the need to top up manually. If there arent enough funds, it automatically gets them from my bank like regular paypal pay function would, so 5 stars from me. Reviewed on: 22nd April 2026

Best money app ever

5
Easy to use, fast and reliable, I really recommending Reviewed on: 22nd April 2026

Excellent app

5
Never had a problem dealing with anything via PayPal. App is easy to use. I like having another layer of security when purchasing online. Reviewed on: 22nd April 2026

Easy pesey

5
No fuss easy to use and low interest perfect for shopping etx Reviewed on: 22nd April 2026

So easy to pay

5
So easy to pay and great pay in 3 options and credit Reviewed on: 22nd April 2026

it has been a positive experience

4
Overall it has been a positive experience Reviewed on: 22nd April 2026

A happy PayPal account holder.

5
If not happy with the goods. PayPal will take a good look at you case. I find them very fair. I much rather pay with PayPal because ill feel more comfortable with them. Feel my money is safer with them. Reviewed on: 22nd April 2026

Staff need be more trained.

4
Staff need be more trained.Instant help should be available for sellers.The time period to get seller or buyer response should be less. Reviewed on: 22nd April 2026

Simply the best

5
Simply the best with 4 months interest free Reviewed on: 22nd April 2026

Very good customer service lovely to use and very co...

5
Very good customer service lovely to use and very convenient for use Reviewed on: 22nd April 2026

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