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PayPal: PayPal Credit reviews

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4.90
Based on 99,865 reviews, last reviewed 6th May 2026
2263550% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just all round easy and simple Just all round easy and simple when and if I need help I know where to go I'm really happy using it and have told others about it also so al in all it... Read more Reviewed on: 6th May 2026
Danielle Britain's avatar
Danielle Britain

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99865)

Integrated everywhere and 4 months free credit

5
It's just so convenient to use PayPal. Its' accepted all over the internet and the phone app is incredibly good. Love that all my purchases have 4 months interest free credit so I can always split the purchase up. Amazing. Reviewed on: 8th July 2022
Ben Mort's avatar
Ben Mort

Fantastic service

5
Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022
Anne Jordan's avatar
Anne Jordan

Useful facility and product

5
Easy to use and set up and allows a bit of financial freedom to repay over a period of time. Reviewed on: 8th July 2022
Alan Paterson's avatar
Alan Paterson

Easy and convenient

5
It’s quick and easy to use, break up payments into interest free options. Reviewed on: 8th July 2022
Shimeela 's avatar
Shimeela

PayPal "purchasing made easy"

5
A great company, fantastic customer service, its a must have in today's online environment. Reviewed on: 8th July 2022
Stuart Belcher's avatar
Stuart Belcher

Quick, Simple, Easy

5
Very straight forward to use and navigate Reviewed on: 8th July 2022
Ellie's avatar
Ellie

The best way to shopping online.Period

5
Never had any problems with PayPal. Reviewed on: 8th July 2022
Stefan 's avatar
Stefan

Amazing service

5
PayPal credit is convenient and hassle free. The 0% interest makes it better than all the rest. I use it all the time! Reviewed on: 8th July 2022
Jimzy's avatar
Jimzy

Paypal credit

5
Paypal credit is a life safer that comes with peace of mind and ease of payment option. It makes my life easier anytime am out of fund, and able to purchase what me and my family needs knowing I have 4 months repayment plan interest free. I will recommend to friends and family anytime. Reviewed on: 8th July 2022
Sekinat Abiola Anifowose 's avatar
Sekinat Abiola Anifowose

PayPal credit

5
It’s amazing. So reliable. I can always count on it Reviewed on: 8th July 2022
ReMix's avatar
ReMix

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