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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

I have been using PayPal for many years, from the mo...

5
I have been using PayPal for many years, from the moment I was accepted for PayPal credit I used it with confidence and was really satisfied and I still am. Reviewed on: 22nd April 2026

A great way to receive and send money securely.

5
A great way to receive and send money securely. The pay in 3 interest free is great. Reviewed on: 22nd April 2026

Great Service! Recommend! Five Stars

5
I’ve had Paypal for a several years now and its a great service! Recommend it. Reviewed on: 22nd April 2026

PayPal is safe and it works, couldn’t be better!

5
PayPal is safe and it works, couldn’t be better!! Reviewed on: 22nd April 2026

PayPal is Excellent

5
Excellent service always willing to help I've been with Paypal for 20 years and would not change. Reviewed on: 22nd April 2026

Very very easy to use

5
Very very easy to use, pay in 3 is excellent . Peace of mind with purchases Reviewed on: 22nd April 2026

Been there when I needed it, great service!

5
Been there when I needed it, great service! Reviewed on: 22nd April 2026

Customer support

5
Have excellent experience, easy to use and credit card help me to fulfill my needs Reviewed on: 22nd April 2026

Everything is all good but setting up direct debit p...

4
Everything is all good but setting up direct debit proved to be a challenge for me. Reviewed on: 22nd April 2026

reliable

5
Great customer service. The staff are efficient and friendly. Reviewed on: 22nd April 2026

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