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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Had problems to understand the old website but now i...

Had problems to understand the old website but now is everything really easy to understand Reviewed on: 22nd April 2026

Excellent facilites and USP's

Excellent facilites and USP's that I intend to expand and use. Reviewed on: 22nd April 2026

I frequently use PayPal

I frequently use PayPal to spread the cost of purchases and add security to my payments. It is quick, easy to use and trustworthy. For loyal customers it would be good to get some points or benefits, or more that 6mths or 12 interest free for larger purchases. Reviewed on: 22nd April 2026

I needed urgent money and applied for paypal credit...

I needed urgent money and applied for paypal credit and its done instantly. Reviewed on: 22nd April 2026

Very fast process from start to finish.

Very fast process from start to finish. Made the difference between being able to book a holiday or not with the PayPal credit option. What a godsend Reviewed on: 22nd April 2026

It can always be better, but overall it's okay

It can always be better, but overall it's okay Reviewed on: 22nd April 2026

I've always used PayPal for its finance options even...

I've always used PayPal for its finance options even if I can afford the costs upfront being able to spread those costs with 0% interest is a nice have. For the most part I've not had problems but when I did have an issue it was quite frustrating getting the help I needed Reviewed on: 22nd April 2026

Efficient and smooth service with excellent communic...

Efficient and smooth service with excellent communication. Making purchases affordable . Reviewed on: 22nd April 2026

Easily set up and easy to use.

Easily set up and easy to use. Like the availability to pay for foreign transactions Reviewed on: 22nd April 2026

Long term user

I have been using pay pal for a number of years and totally recommend it to everyone. They do all the transactions for you but mainly I like it because they can look after your purchases including dealing with any transaction issues. Reviewed on: 22nd April 2026

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