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PayPal: PayPal Credit reviews

4.90
Based on 99,896 reviews, last reviewed 6th May 2026
2264900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always attentive customer care . Always attentive customer care . Easy to use and understand. Helps with credit payments as you can pay minimum. Reviewed on: 6th May 2026
CMA LOCHHEAD's avatar
CMA LOCHHEAD

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (99896)

amazing help during renovations

5
super safe, reliable service - a must when renovating thehouse Reviewed on: 8th July 2022

Quick and Easy

5
Always on hand if i need a little extra help and pay for things that usually I would have to wait for PayDay. Reviewed on: 8th July 2022

Easy to use, peace of mind

5
I was struggling financially and PayPal Credit turned out to be very helpful for my large, unexpected payments with great offers and fees Reviewed on: 8th July 2022

Great

4
PayPal has and still apart of my everyday life as it is more Secure and great customer service that always happy to help Reviewed on: 8th July 2022

Wouldnt be without it

5
Have used PayPal for years now and has always given me great security, customer service and great additional features Reviewed on: 8th July 2022

Credit card

5
Awesome! Allows you to pay instalments in a period of time interest free Reviewed on: 8th July 2022

Fast easy

5
Fast and easy approval, regular reminders to keep you up to date and no issues Reviewed on: 8th July 2022

Absolutely love PayPal , so handy!

5
I have used them for a few months now and absolutely love the way it works Reviewed on: 8th July 2022

Best credit lender

5
Easy way, comfortable and secured access Reviewed on: 8th July 2022

Brilliant, helpful all round.

5
PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022

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