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PayPal: PayPal Credit reviews

4.73
Based on 181,116 reviews, last reviewed 11th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026
Jack d's avatar
Jack d

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181116)

Paypal is the waypal

5
I use paypal due to the ease and the different plans you can use. It also makes shopping more secure. Reviewed on: 22nd April 2026

PayPal Customer since 2004

5
I use PayPal Credit quite often, usually to pay for online courses. Just finished paying almost £2,000. Feel so much better now. Reviewed on: 22nd April 2026

easy to use

5
So easy to use, online or as a card Reviewed on: 22nd April 2026

A safe and reliable way to pay for goods

5
Any problem I have with making payments for goods that aren’t received are sorted promptly. I love that I get points with my purchases. A very reliable service that use as much as possible because I feel that my money is safe Reviewed on: 22nd April 2026

Very good, I was compensated back when I was scammed...

5
Very good, I was compensated back when I was scammed on paypal. I would recommend using it. You get rewards and other benefits. Reviewed on: 22nd April 2026

Simplicity in payment

5
I love the fact that I can make payment with my PayPal account on most merchant payment portal seamlessly. Reviewed on: 22nd April 2026

Great customer service

5
Great customer service , easy to understand and use site/app Reviewed on: 22nd April 2026

So easy to use.

5
So easy to use. Reliable. Safe as not giving lots of websites my payment information Reviewed on: 22nd April 2026

Never had a problem with using they have always been...

5
Never had a problem with using they have always been there for me always sorted any refund issues always got my money back overhaul excellent in every way always polite friendly easy to talk to and they listen to you and they always help Reviewed on: 22nd April 2026

paypal credit review

4
its good. only thing id recommend is a way send money from it to other accounts Reviewed on: 22nd April 2026

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