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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,724 reviews, last reviewed 6th May 2026
2257000% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wouldn’t use any other provider. Wouldn’t use any other provider. Great customer service and easy way to pay Reviewed on: 6th May 2026
SC's avatar
SC

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99724)

Great service!

5
Quite easy to purchase products online secure and comfy! Reviewed on: 8th July 2022
Furkat's avatar
Furkat

So simple and efficient

5
PayPal credit is easy and straightforward to use. Everything is really clear so it’s easy to manage. Also it helps give me piece of mind when shopping online Reviewed on: 8th July 2022
Lisa's avatar
Lisa

Great idea

5
A great way to pay for items well done PayPal Reviewed on: 8th July 2022
David Petrie's avatar
David Petrie

Great

5
Love paypal credit . I love that you can pay in 3 . I also love that all big payments are secure. Reviewed on: 8th July 2022
J's avatar
J

Simple and easy to use.

5
Like any other credit system I can buy multiple item up to my limit. The difference is that I can easily track how much credit I've paid and when I need to pay back the full amount for multiple items. Reviewed on: 8th July 2022
Hello.World's avatar
Hello.World

High recommended

5
Perfect for large purchases . Perfect that don't need to pay fees for 4 months. happy with that. Reviewed on: 8th July 2022
Deimante Ubonyte's avatar
Deimante Ubonyte

Easy to use

5
PayPal credit helps me budget for the things I need, lots of helpful reminders and friendly advice. Reviewed on: 8th July 2022
David 's avatar
David

Cant fault it

5
I personally have never been one to use credit or finance, but Paypal has made credit easy. I've used it to make several purchases and can't fault it. easy to understand and simple to use. Reviewed on: 8th July 2022
Luke Link's avatar
Luke Link

Great service

5
Easy to you and excellent support when needed Reviewed on: 8th July 2022
Dee's avatar
Dee

Good

4
Good service, easy to check on the app Reviewed on: 8th July 2022
Rodrigo's avatar
Rodrigo

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