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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

i don't have a text phone and with pay pal i get a v...

i don't have a text phone and with pay pal i get a voice call that is very good Reviewed on: 22nd April 2026

It’s a very good emergency fund idea, especially if...

It’s a very good emergency fund idea, especially if you have an emergency appliance needed if you have an unexpected breakdown Reviewed on: 22nd April 2026

An easy way to take control of your spending.

An easy way to take control of your spending. Easy to keep in touch with your account and easy to use across apps and retailers Reviewed on: 22nd April 2026

Use with confidence

I've used it to purchase from unfamiliar suppliers safely and with confidence that PayPal will help if I have a supplier issue. Reviewed on: 22nd April 2026

So handy

So handy for emergency purchase and find it great that you can pay more than the minimum payment depending on what money you have to put into it Reviewed on: 22nd April 2026

Never really had a problem

Never really had a problem and where I did, it was resolved quickly. Reviewed on: 22nd April 2026

Paypal meets my needs

I have found PayPal trustworthy, responsive and offering services that fit my lifestyle and financial requirements. It makes online shopping a safer exoerience. Reviewed on: 22nd April 2026

I use it all the time 4 months interest free and now...

I use it all the time 4 months interest free and now app pay is amazing. I can use it anywhere. Reviewed on: 22nd April 2026

Great service sent someone else my money and didn’t...

Great service sent someone else my money and didn’t get it back! Reviewed on: 22nd April 2026

For some reason I could not set up a direct debit no...

For some reason I could not set up a direct debit no matter how hard I tried which was frustraing Reviewed on: 22nd April 2026

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