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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99561 reviews)

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4.90

Based on 99,561 reviews, last reviewed 6th May 2026

2249250% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Extend your credit Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99561)

Best credit card ever

I recently purchased V11 dyson with one year free interest excellent money saving package from PayPal credit card Reviewed on: 14th June 2022

easy and quick payment

Never had any problem with credits as its very easy , clear and simple without any delay. Reviewed on: 14th June 2022

Best credit service

I used the 4 months 0% interest paypal credit all the time. I am not someone who deal with interests, therefore whenever I am short of cash, this is the best option for me. I love this service, please never stop this and on rare occasions i use the offer of 12 months 0% interest. It would be awesome if the 12months 0% was available for all purchases over £99 as well. I am very happy with this service. Reviewed on: 14th June 2022

Paypal credit, one solution for all problems

The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022

Flexible for everyone.

Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022

Best Credit facility

The flexibility of payment and allowance Reviewed on: 14th June 2022

Great credit provider.

Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022

Easy to use

Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022

Great finance option

Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022

Malik Raza

Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022

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