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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

. Happy customer

I have never had any problems with PayPal.Customer service has always been very helpful .I had a problem and it was fixed very quickly Reviewed on: 22nd April 2026

Spreading the cost

Able to buy something you like that can manage to pay in 3 parts. Reviewed on: 22nd April 2026

Easy to use for nearly all purchases.

Easy to use for nearly all purchases. Down load the app. Payments taken monthly from the comfort of your armchair Reviewed on: 22nd April 2026

Helps me

I use PayPay for years, help me when I needed the most, which I liked and often relayed on it. Reviewed on: 22nd April 2026

The 4 months interest free is very helpful

The 4 months interest free is very helpful Reviewed on: 22nd April 2026

Great options to pay in installments and spread cost...

Great options to pay in installments and spread costs and usually better offering that traditional credit providers Reviewed on: 22nd April 2026

Excellent option

I use it to spread the cost of some expensive purchases and the 0% interest option is great Reviewed on: 22nd April 2026

Been fairly happy with service bar one time i was ab...

Been fairly happy with service bar one time i was abroad and had someone access my PayPal account t Reviewed on: 22nd April 2026

It has been straight through and hastle free to use...

It has been straight through and hastle free to use PayPal as compared to others. Best of the best. Reviewed on: 22nd April 2026

More than happy

Never had any issues with my account or dealing with PayPal Reviewed on: 22nd April 2026

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