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PayPal: PayPal Credit reviews

4.73
Based on 181,116 reviews, last reviewed 11th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026
Jack d's avatar
Jack d

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181116)

The best affordable way to pay

5
I have been using PayPal for many years now it’s great for sending money abroad and also has great affordable ways to pay for items. Great service and will always continue to use. Reviewed on: 22nd April 2026

Excellent service with lots of payment options

5
I've been using PayPal for years....love the pay in three installments interest free. I'm using PayPal more and more for their rewards and just ordered a debit card so can use it in shops. They are very fraud aware and sorted an issue with a subscription I hadn't signed up to...highly recommend Reviewed on: 22nd April 2026

Great customer care and user interface.

5
Great customer care and user interface. Reviewed on: 22nd April 2026

Safe and effective for payments to several businesse...

5
Safe and effective for payments to several businesses and also safe for friends. Reviewed on: 22nd April 2026

Excellent customer service and support

5
I have contacted PayPal on several occasions, for different reasons, staff have always been helpful, and walked myself through setup by step actions, and resolved issues in a timely manner. Reviewed on: 22nd April 2026

PayPal(plus) is fantastic

5
PayPal+ is fantastic and never had an issue with the customer service. Reviewed on: 22nd April 2026

Good initial rates and a steady climb to the large i...

5
Good initial rates and a steady climb to the large interest rates Reviewed on: 22nd April 2026

Outstanding customer service

5
Great customer service hassle free Reviewed on: 22nd April 2026

PayPal has the best services and u pay interest free...

5
PayPal has the best services and u pay interest free instalments. Reviewed on: 22nd April 2026

Never had any problems with PayPal

4
Never had any problems with PayPal Reviewed on: 22nd April 2026

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