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PayPal: PayPal Credit reviews

4.73
Based on 181,116 reviews, last reviewed 11th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026
Jack d's avatar
Jack d

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181116)

Paypal Review

5
PayPal have excellent customer service and the payment methods are excellent. Reviewed on: 22nd April 2026

I feel safe when using PayPal its very efficient and...

5
I feel safe when using PayPal its very efficient and can trust the whole process. Reviewed on: 22nd April 2026

Just the best what else can I say

5
Just the best what else can I say Reviewed on: 22nd April 2026

Pay in three and Paypal credit - excellent and flexible

5
Pay in three and Paypal credit - excellent and flexible Reviewed on: 22nd April 2026

Pay pal has an excellent service called pay in 3 I h...

5
Pay pal has an excellent service called pay in 3 I have taken advantage of this service as it allows you to be able to buy and give 3 another 2 months interest free. Reviewed on: 22nd April 2026

Credit limit increase

3
There are no credit limit increases at all and no way to ask for it. Had it for years now but still exactly the same limit which is extremely limiting. Reviewed on: 22nd April 2026

It’s great, gives me a chance to spread the cost of...

5
It’s great, gives me a chance to spread the cost of items without worry Reviewed on: 22nd April 2026

Very easy to apply for the card and easy site...

5
Very easy to apply for the card and easy site to acces Reviewed on: 22nd April 2026

Love PayPal, so versitile, safer than uploading debi...

5
Love PayPal, so versitile, safer than uploading debit card details - use it for everything and benefit from 0% for 4 months on most of my purchase. Reviewed on: 22nd April 2026

Always there when you need a helping hand.

5
Always there when you need a helping hand.dimple terms and never a problem with my account.its easy to understand and fair in the amount you spend. everything is there for you to read and always the terms are displayed before you purchase .the best app I have used. Reviewed on: 22nd April 2026

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