Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181116)

Easy and effortless.

Easy and effortless. Just log in and press the buttons so easy. Reviewed on: 22nd April 2026

Simple easy to use

Simple easy to use transactions, instant access , fair and simple set up , a breeze to use ! Reviewed on: 22nd April 2026

I feel it's like having insurance when buying a item .

I feel it's like having insurance when buying a item . They have solved disputes easily for me Reviewed on: 22nd April 2026

PayPal always reliable

I have used PayPal for many years now and have always found them to be very reliable Reviewed on: 22nd April 2026

I love PayPal.

I love PayPal. I've been a customer of over 20 years and they are the only merchant I trust whole heartedly. I feel confident when I see a PayPal symbol online when doing online purchases. I love PayPal pay in 3, and their customer service is best I've ever experienced to this day. Well done PayPal for always providing a great unmatched service Reviewed on: 22nd April 2026

High APR but good for Pay in 3

High apr on credit agreements, but good with pay in 3 with zero interest. Reviewed on: 22nd April 2026

Easy and convenient

I always feel protected with the purchases I buy and it is easy to use Reviewed on: 22nd April 2026

Super quick, easy and convenient service.

Super quick, easy and convenient service. Manage purchases your way. Credit limits reviewed regularly to provide safe lending and suitable options. Good customer service standards, with simple ways to get in touch. Reviewed on: 22nd April 2026

Really good

Really good and amzing 0% interest in a lot of of purchases Reviewed on: 22nd April 2026

Great overall wonderful service...

Great overall wonderful service. Excellent customer service too Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101277 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub