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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,561 reviews, last reviewed 6th May 2026
2249250% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extend your credit Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026
Chrymas's avatar
Chrymas

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99561)

0% Interes for 4 moths

5
Paypal Credit send me an ofer by enail after i finish my first 4 moths 0% interest an ofer for ebay to buy anything again with 0% interest with was amaizing Reviewed on: 14th June 2022
Mihai Bitca's avatar
Mihai Bitca

Great service

5
Fluid no problems great service highly recommend Paypal. Reviewed on: 14th June 2022
Thomas Kennedy's avatar
Thomas Kennedy

PayPal Credit

4
Recommended. Easy to use, and check statements. Reviewed on: 14th June 2022
John Thurston's avatar
John Thurston

Easy, secure and transparent service. They're a classy act!

5
Does what it says on the tin! No hidden Costs, transparent, easy to use with very little stress. Really love PayPal, very rare to use a company and/or service for a sustained period of time and NEVER have a problem! Truly has been a stress free ride with these guys. Much needed theseday'ss. I also feel they don't over bombard you with marketing, just the odd email to join a promotion or something. Which FYI, I entered a few prize draws, have won three different occasions, so they aren't faking the competitions/promotions either. Classy act. Oh and also it feels super secure and safe. Thanks for a top notch service ☺️ Reviewed on: 14th June 2022
Gem's avatar
Gem

Great experience

5
Since onboarding, about 6 months ago, the experience with Paypal has been wow !!!… Reviewed on: 14th June 2022
Abayomi S. Adelopo's avatar
Abayomi S. Adelopo

Excellent

5
Everything about PayPal is great Reviewed on: 14th June 2022
Moses Aryee's avatar
Moses Aryee

Outstanding

5
Best service I've ever used, customers service very helpful and never had any issues Reviewed on: 14th June 2022
Daniel Drazek's avatar
Daniel Drazek

Excellent

5
Resolving issues and refunds the offer for 4months instalment with 0 interest Reviewed on: 14th June 2022
Charibel carr's avatar
Charibel carr

So convenient

5
Offered the 3 months promotion if free credit - very helpful when money is a little short for that particular month - just thinks a very good idea Reviewed on: 14th June 2022
Kevin Blake's avatar
Kevin Blake

Credit Limit

5
Credit Limit is very low, please try to give more limit, because payment from my side always on time. Thanks! Reviewed on: 14th June 2022
Amit Khurana's avatar
Amit Khurana

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