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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99525 reviews)

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4.90

Based on 99,525 reviews, last reviewed 6th May 2026

2247700% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is a convenient way to break down larg... PayPal Credit is a convenient way to break down large purchases. With it's 4 month interest free period it allows you to spread purchases out without ... Read more Reviewed on: 6th May 2026

Latest lowest rating:

1

Disgraceful Racketeering AI "Customer Service" which is disgraceful and does not understand any conversation that isn't a direct question leaving it useless. Complaints proces... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99525)

CREDIT CARD

I think Paypal credit card is great and it helps me out when I need to purchase things. I think it is great plus it hides all your card details Reviewed on: 14th June 2022

Great way to buy online in installments

Best way to pay in installments online interest free !!! Reviewed on: 14th June 2022

complete trust

i have the utmost tust in paypal. Reviewed on: 14th June 2022

Best friend in your wallet

I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022

So easy .

Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022

The Most reliable credit card

PayPal credit has been the best credit card company so far, very reliable, fair interest. I will recommend it any time any day. Reviewed on: 14th June 2022

No hidden numbers

Been using for nearly a year and have no problems what so ever Reviewed on: 14th June 2022

Useful credit

PayPal provide a valuable service for buying valuables Reviewed on: 14th June 2022

Best credit

I am really happy with the service, it helped me when I was struggling, and since I am in university, my money are really limited, but I am happy with the service that paypal still gives to me. Reviewed on: 14th June 2022

Simple, Quick and easy

Great services that is quick and easy to use. Mobile app and web accounts well layed out. Easy to view required information. Only slight downside is now physical card for use in stores and relies on vendor support to accept. Reviewed on: 14th June 2022

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