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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Convenient at it best

Quick transactions, use it almost anywhere in the world for smooth business and transfer Reviewed on: 22nd April 2026

Good over all experience.

Good over all experience. Never had an issue Reviewed on: 22nd April 2026

PayPal credit made it easy for me to get my new phon...

PayPal credit made it easy for me to get my new phone at a very low price as I'd found an amazing deal but didn't have the cash just yet. 4 months no interest is really helpful as now I can spread my costs and not feel any interest Reviewed on: 22nd April 2026

PayPal & PayPal Credit review.

I use PayPal and PayPal Credit often for purchases. I have had precious disputes with companies/products and PayPal have helped to resolve any issues. Reviewed on: 22nd April 2026

I have had great and seamless service from PayPal

I have had great and seamless service from PayPal Reviewed on: 22nd April 2026

Paypal credit is so helpful

PayPal credit gives me access to money for when I need it the most, with free interest for 4 months, this is so helpful in many ways and makes me confident when I spend and borrow Reviewed on: 22nd April 2026

Secure payment

Fast and efficient and always have resolved any issues...I feel secure paying with PayPal Reviewed on: 22nd April 2026

Thank you very helpfull,and very safe

Thank you very helpfull,and very safe Reviewed on: 22nd April 2026

It’s simply great service and easy to use

It’s simply great service and easy to use Reviewed on: 22nd April 2026

Convenient and incredibly cost effective

Using PayPal is so easy and it’s an incredibly convenient way of managing my money and budgeting when purchasing larger purchase's. I could not do without it! Reviewed on: 22nd April 2026

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