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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Love PayPal and the safety it provides

Love PayPal and the safety it provides Reviewed on: 22nd April 2026

Easy to use app.

Easy to use app. Gives flexibility and choice with payments Reviewed on: 22nd April 2026

PayPal Credit makes buying large purchases simple.

I bought a laptop through Dell and PayPal Credit is the option I chose to pay for it as it gave me the option to make a large purchase over a longer time period with 0% interest. I have used PayPal Credit previously where 0% interest offers have been available and I have found it to be a really effective and easy way to spread the cost of large purchases. Reviewed on: 22nd April 2026

Quick and easy to use via online shopping.

Quick and easy to use via online shopping. Reviewed on: 22nd April 2026

I love PayPal it’s convenient.

I love PayPal it’s convenient. I joined PayPal when they first came to market and still loyal. I recommend it to everyone I know Reviewed on: 22nd April 2026

Great but would like a feature where you can cap ur...

Great but would like a feature where you can cap ur credit spending Reviewed on: 22nd April 2026

Fast and Reliable

I had an issue with a transactions few times,but PayPal sorted it out quickly and profesionally.I trust them to provide reliable help whenever needed Reviewed on: 22nd April 2026

Great, would definitely recommend!

Great, would definitely recommend! Reviewed on: 22nd April 2026

One of the best lenders to look in to

I've never had issues with the website or app. I don't fell hassled by PayPal, like I do other lenders. Its an easy to use app with great features. I trust paypal with my finances, the credit reviews are well timed and reminders are great. Its easy to pay and PayPal has plenty of options. I'd recommend PayPal over other lenders. Reviewed on: 22nd April 2026

Excellent service with low interest rates compared t...

Excellent service with low interest rates compared to other lenders. Reviewed on: 22nd April 2026

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