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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181115)

Prompt customer service and complaint resolution

5
Prompt customer service and complaint resolution Reviewed on: 22nd April 2026

PayPal is so very user friendly !

5
PayPal is so very user friendly, l am a pensioner and find it very easy to negotiate. I would recommend PayPal to everyone! Reviewed on: 22nd April 2026

poor experience

4
the advisors didnt appear to know what they were doing Reviewed on: 22nd April 2026

Always use PayPal for safe payments

5
Always use PayPal for safe payments when buying items online, also the option to use pay in 3 or PayPal credit is really useful for bigger purchases. Reviewed on: 22nd April 2026

Good service, easy and convenient

5
Good service, easy and convenient Reviewed on: 22nd April 2026

Fantastic quick & easer service - very happy with my...

5
Fantastic quick & easer service - very happy with my PayPal account Reviewed on: 22nd April 2026

Really helpful for a short term purchases

5
Really helpful for a short term purchases Reviewed on: 22nd April 2026

Fair and deals with problems quickly

5
Fair and deals with problems quickly Reviewed on: 22nd April 2026

A great feature!

5
Every time I have used paypal credit its been hassle free & so easy! An excellent service Reviewed on: 22nd April 2026

I always feel safe to use this app.

5
I always feel safe to use this app. Enjoy and feel free to use money where ever i need to pay. Thank you soo much. Reviewed on: 22nd April 2026

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