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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Functional, simple to use and well integrated applic...

Functional, simple to use and well integrated application. Reviewed on: 22nd April 2026

Been using PayPal for year's, safe and easy to use,...

Been using PayPal for year's, safe and easy to use, highly recommended Reviewed on: 22nd April 2026

Convenient and fail safe way to pay plus PayPal cred...

Convenient and fail safe way to pay plus PayPal credit is a great way to pay on bigger purchases Reviewed on: 22nd April 2026

Quick and easy to pay for items on eBay and other on...

Quick and easy to pay for items on eBay and other online sites Reviewed on: 22nd April 2026

Easy to use

Easy to use, accepted by most sellers, APR is a bit high Reviewed on: 22nd April 2026

good start but can be improved.

good start but can be improved, like everything Reviewed on: 22nd April 2026

Never had any problems Good service Would definitely...

Never had any problems Good service Would definitely recommend Reviewed on: 22nd April 2026

PayPal everything

Always there when I need them to help me either credit or help with a question Reviewed on: 22nd April 2026

Can't complain, never had any problems

Can't complain, never had any problems Reviewed on: 22nd April 2026

Everything just worked as it should, no hassle

Everything just worked as it should, no hassle Reviewed on: 22nd April 2026

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