Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,510 reviews, last reviewed 6th May 2026
2247050% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have never had an issue with PayPal and they are a... I have never had an issue with PayPal and they are always very quick and helpful when you have any issues with suppliers not sending parcels and you n... Read more Reviewed on: 6th May 2026
Sharon lowes's avatar
Sharon lowes

Latest lowest rating:

1

Disgraceful Racketeering AI "Customer Service" which is disgraceful and does not understand any conversation that isn't a direct question leaving it useless. Complaints proces... Read more Reviewed on: 6th May 2026
Matthew's avatar
Matthew
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (99510)

So easy to use

5
It's brilliant and easy to keep track of payments and to keep on top of paying back better than bank credit card Reviewed on: 15th June 2022
edward milner's avatar
edward milner

Easy and manageable

5
It’s easy to use, easy to set up and super easy to manage Reviewed on: 15th June 2022
Jack Hornsby's avatar
Jack Hornsby

Absolutely fantastic

5
Absolutely fantastic. Made shopping so much easier with the variety of choices available from PayPal credit. 0% apr of paid with 4 months is a total game changer. Reviewed on: 15th June 2022
oz194's avatar
oz194

Excellent

5
Helps me when I need it. Quick and easy way with long 4 months 0%... Love it! Reviewed on: 15th June 2022
Anonymous's avatar
Anonymous

Excellent

5
Amazing and reputable service from PayPal Credit. Reviewed on: 14th June 2022
Bryan 's avatar
Bryan

So easy to use!

5
I love PayPal credit it makes checking out so easy and the repayments are so easy. Don’t ever worry about unexpected payments every again! They notify like a week before they take a repayment. Would deffo recommend Reviewed on: 14th June 2022
Olivia's avatar
Olivia

Couldn't live without it.

5
I literally use PayPal for all my online purchases. Buying online puts me off if I can't use the PayPal option. Since joining PayPal it's added much more features and is just so easy to use and understand. I'm obsessed. Love love love it. Reviewed on: 14th June 2022
Carly 's avatar
Carly

Excellent

5
No problems what do ever a very good service Reviewed on: 14th June 2022
K burns's avatar
K burns

Great company

5
I have used PayPal for a few years now & would thoroughly recommend them. No complaints. Reviewed on: 14th June 2022
Susann Cooke's avatar
Susann Cooke

0% Interes for 4 moths

5
Paypal Credit send me an ofer by enail after i finish my first 4 moths 0% interest an ofer for ebay to buy anything again with 0% interest with was amaizing Reviewed on: 14th June 2022
Mihai Bitca's avatar
Mihai Bitca

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill