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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181115)

Easy to use and handy to have.

5
Easy to use and handy to have. Never any issues and regular statements and payment reminders, Reviewed on: 22nd April 2026

Easy to use

5
Easy to use & payments remain save. Reviewed on: 22nd April 2026

Great rewards and service good value for moneu

5
Great rewards and service good value for moneu Reviewed on: 22nd April 2026

Transaction take over 3 days to show on account.

1
Transaction take over 3 days to show on account. Reviewed on: 22nd April 2026

Very flexible use

4
Functionality with ease of use, new rewards system is a treat as well Reviewed on: 22nd April 2026

Very good and easy to use.

5
Very good and easy to use. Give enough confidence Reviewed on: 22nd April 2026

PayPal: A great and secure choice

5
PayPal has always been a great, safe choice for making payments online. And I am interested to see how good it is as a virtual card. Reviewed on: 22nd April 2026

Been a customer for about 6/7 years now never had an...

4
Been a customer for about 6/7 years now never had any problems :) Reviewed on: 22nd April 2026

Great value highly recommend using PayPal

5
Great value highly recommend using PayPal Reviewed on: 22nd April 2026

Easy to use and convenient to use.

5
Easy to use and convenient to use. Love pay in 4 months Reviewed on: 22nd April 2026

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