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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Convenient and flexible for payments

Convenient and flexible for payments Reviewed on: 22nd April 2026

It's been a great way of paying for bigger purchases...

It's been a great way of paying for bigger purchases, and spreading the cost. Would highly recommend Reviewed on: 22nd April 2026

perfect,except for....

The actual paying for things is perfect, no problem there. The only problem I have is the PayPal card. It keeps trying to take payment from the wrong account, so it keeps showing up as missed payment! I've tried altering it but it just keeps bouncing back! Everything else is perfect though. Reviewed on: 22nd April 2026

Easy to use great service great for online buying

Easy to use great service great for online buying Reviewed on: 22nd April 2026

Just a better service all round, for all purchases w...

Just a better service all round, for all purchases when shopping. Reviewed on: 22nd April 2026

Well done PayPal

I like the pay in 3 months and the credit card you get 4 months interest free Reviewed on: 22nd April 2026

PayPal is great, only one improvement I would make

PayPal is great, the only improvement I would make is the clarity of transactions on your account and when they are refunded etc Reviewed on: 22nd April 2026

Quick and easy to use and manag.

Quick and easy to use and manag. never had to contact customer service as all info is easy to access. Reviewed on: 22nd April 2026

Safe way to pay on line.

PayPal is a great safe way to pay on line. I trust PayPal. Reviewed on: 22nd April 2026

Amazing service, good value, easy app to use and nav...

Amazing service, good value, easy app to use and navigate Reviewed on: 22nd April 2026

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