Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,609 reviews, last reviewed 6th May 2026
2251550% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

New customer Im a new customer so i can't say to much but everything is good so far ! Reviewed on: 6th May 2026
Kev law's avatar
Kev law

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (99609)

Best Credit Card offers

5
With interest free offers such as pay-in 4 it makes it easier to clear your balance quicker Reviewed on: 8th July 2022
Regular Guy's avatar
Regular Guy

Convenient and helpful

5
So far so good. It has helped me through some very intense months i hope to completely recover from soon Reviewed on: 8th July 2022
Marisa Scott's avatar
Marisa Scott

Excellent product

5
The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022
Lordtequila's avatar
Lordtequila

Paypal

4
Very good , great product and easy to use Reviewed on: 8th July 2022
David Dagless's avatar
David Dagless

Hassle free

5
I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022
Ray Holmes's avatar
Ray Holmes

Simple, generous credit

5
The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022
Jordan Glover's avatar
Jordan Glover

I like to pay with PayPal credit

5
I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022
BINDESH PATEL's avatar
BINDESH PATEL

PayPal credit

5
Excellent credit lender, easy to Purchase things from almost anywhere, great apr as well Reviewed on: 8th July 2022
C bromfield 's avatar
C bromfield

So simple to use!

5
Haven't found anywhere I can't use it! Reviewed on: 8th July 2022
Joseph McGhee's avatar
Joseph McGhee

Best Short Term Credit Card

5
The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022
mademeho's avatar
mademeho

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill