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PayPal: PayPal Credit reviews

4.73
Based on 181,116 reviews, last reviewed 11th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026
Jack d's avatar
Jack d

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181117)

Used PayPal for years,only got better.

5
Have used paypal for quite a few years,its only got better from way back,and easier to use,even for an old codger like me(76),Have always found any problems that Ive had,always been resolved to my satisfaction.I always prefer to pay by paypal,because I have always felt safe using it in preference to using my credit cards.Keep up the great work in helping me,looking after my finances. Reviewed on: 22nd April 2026

i have been using paypal for 2 years now and service...

5
i have been using paypal for 2 years now and services were/are excellent i have no concerns at all.it came through for me when my finances were down, Reviewed on: 22nd April 2026

Always been available when I needed them

5
Always been available when I needed them Reviewed on: 22nd April 2026

I use PayPal as my primary means of online payment.

5
I use PayPal as my primary means of online payment. Reviewed on: 22nd April 2026

Very good.

4
Very good. Decent interest rates. Reviewed on: 22nd April 2026

Over a decade membership..

5
I have been with PayPal for over a decade and it have been secure and proper place to support any disputes Reviewed on: 22nd April 2026

Always sorted any issue quickly, good security guard...

5
Always sorted any issue quickly, good security guards and feel confident when using for purchase Reviewed on: 22nd April 2026

Freedom to spend, how I like the way I like

5
Very flexible alternative payment service Reviewed on: 22nd April 2026

Security and Service

5
Have used for years. Love the sense of security The pay in three allows me to buy more expensive items. I'm on a tight budget so this service is super helpful. Reviewed on: 22nd April 2026

Just so easy to manage the app is brilliant and I ca...

5
Just so easy to manage the app is brilliant and I can't fault to reminders Reviewed on: 22nd April 2026

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