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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,920 reviews, last reviewed 6th May 2026
2266050% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and track It's a great resource to have when online especially the 0% interest for 4 months on £100+ purchases. Easy to track payments and use app. Reviewed on: 6th May 2026
Roland H's avatar
Roland H

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99920)

Fast easy

5
Fast and easy approval, regular reminders to keep you up to date and no issues Reviewed on: 8th July 2022
Sammy's avatar
Sammy

Absolutely love PayPal , so handy!

5
I have used them for a few months now and absolutely love the way it works Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Best credit lender

5
Easy way, comfortable and secured access Reviewed on: 8th July 2022
Wajid Ali Kazmi's avatar
Wajid Ali Kazmi

Brilliant, helpful all round.

5
PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022
Mark Widdowson's avatar
Mark Widdowson

Great!!!

5
Very helpful with payment and very easy to use Reviewed on: 8th July 2022
Whitney's avatar
Whitney

Reliable,

5
I have only positive experience with paypal in all areas Reviewed on: 8th July 2022
Gabriella Nagy Horvath's avatar
Gabriella Nagy Horvath

Easy to Apply and Use

5
Have found PayPal credit to be amazing and easy to use, always trust it is safe and secure at online check outs. Really help spread the costs over a manageable period and the 0% interest for 4 months is a fantastic bonus. Highly recommend over any traditional credit card. Reviewed on: 8th July 2022
Dan's avatar
Dan

Good choice

5
Incredibly easy and good choice. Works perfectly alongside with all other payment methods provided by PayPal for all online shopping needs Reviewed on: 8th July 2022
Mariusz Mickiewicz's avatar
Mariusz Mickiewicz

Best

5
Pay pal is flexible for me and I use it online Reviewed on: 8th July 2022
Nurudeen Salami's avatar
Nurudeen Salami

Good credit lender

4
Provide good deals on credit when needed Reviewed on: 8th July 2022
Callum Napier's avatar
Callum Napier

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