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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181117 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181118)

Just so easy to manage the app is brilliant and I ca...

Just so easy to manage the app is brilliant and I can't fault to reminders Reviewed on: 22nd April 2026

Feel ultimate safety when making purchases.

Feel ultimate safety when making purchases. Reviewed on: 22nd April 2026

Easy to use with the retailers.

Easy to use with the retailers. PayPal credit card is also good with point earns Reviewed on: 22nd April 2026

I haven’t been in touch with customer services so le...

I haven’t been in touch with customer services so left neutral review! I have both the credit and debit card and am collecting points which is good and can keep a check in the PayPal app Reviewed on: 22nd April 2026

Good customer service although it can take a while t...

Good customer service although it can take a while to get directed to a human to speak to. Reviewed on: 22nd April 2026

Never had an issue with PayPal credit.

Never had an issue with PayPal credit. Customer service is excellent. Credit limit is good and repayment options are good. Can use PayPal credit wirh many different retailers. Reviewed on: 22nd April 2026

Security

The best thing about PayPal is the peace of mind when buying on line Reviewed on: 22nd April 2026

Always a smooth checkout process.

Always a smooth checkout process. Any issues I’ve had have been quickly resolved Reviewed on: 22nd April 2026

PayPal is fantastic and easy to use

PayPal is fantastic and easy to use Reviewed on: 22nd April 2026

Good wi try promotional 0% interest offers

Good wi try promotional 0% interest offers Reviewed on: 22nd April 2026

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