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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Good wi try promotional 0% interest offers

Good wi try promotional 0% interest offers Reviewed on: 22nd April 2026

I find PayPal credit really easy to use and understand.

I find PayPal credit really easy to use and understand. Payments are clear to understand and updates about payments and account balance are clear and received promptly. Reviewed on: 22nd April 2026

Amazingly suportive alway on time

Amazingly suportive alway on time Reviewed on: 22nd April 2026

Paypal is my first credit card experience.

Paypal is my first credit card experience. Have been a customer for many years and have grown to trust the company and when i offered a credit account I didn't hesitate. Reviewed on: 22nd April 2026

Using PayPal for almost everything I love it

Using PayPal for almost everything I love it Reviewed on: 22nd April 2026

Briliant and trusted would use again

Briliant and trusted would use again Reviewed on: 22nd April 2026

Always an option to pay online very helpful

Always an option to pay online very helpful Reviewed on: 22nd April 2026

Customer service is excellent.

Customer service is excellent. They respond very quickly and resolve my issues every time Customer service is excellent . Reviewed on: 22nd April 2026

Its very easy to use and efficient for transferring...

Its very easy to use and efficient for transferring money to friends and family Reviewed on: 22nd April 2026

Awesome for making money go further

Awesome for making money go further Reviewed on: 22nd April 2026

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