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PayPal: PayPal Credit reviews

4.73
Based on 181,117 reviews, last reviewed 12th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026
Jodyjody's avatar
Jodyjody

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Pay Pal gives me confidence

5
Pay Pal gives me confidence when making purchases, if when I’m buying and the given company do not accept Pay Pal, I do not make the purchase. Reviewed on: 22nd April 2026

I always use paypal because if I have any problems w...

5
I always use paypal because if I have any problems with any orders they will sort it out Reviewed on: 22nd April 2026

I use PayPal for all my purchases when possible .

5
I use PayPal for all my purchases when possible . Reviewed on: 22nd April 2026

Very useful thing for pay faster

5
Very useful thing for pay faster Reviewed on: 22nd April 2026

A super easy way of buying stuff and spreading the c...

5
A super easy way of buying stuff and spreading the costs, no hidden surprises, I would recommend highly Reviewed on: 22nd April 2026

I've never had problems and good service always

5
I've never had problems and good service always Reviewed on: 22nd April 2026

Great service, And Safe.

5
Great service, And Safe.Very recomended................................. Reviewed on: 22nd April 2026

PayPal, ten out of ten

5
Never had an issue with PayPal. It does what it says on the tin, and when your goods aren’t what they should be or just don’t arrive, then PayPal are in your corner, ten out of 10 Reviewed on: 22nd April 2026

PayPal been good.

5
PayPal been good listened when I've had any problems corrected any issues find them a very good bank better than my main one Reviewed on: 22nd April 2026

Great service

5
PayPal credit is a very good service that has proven very useful to me since I was approved for the first time. Reviewed on: 22nd April 2026

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