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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Always works exactly as it should, nice to have a bi...

Always works exactly as it should, nice to have a bit of buyer/seller protection. Reviewed on: 22nd April 2026

The card for all

Very informative on offers and account usage. Helpful when you need assistance. Rates really good. You can use your account for everyday purchases around the globe. Easy access to product information. Reviewed on: 22nd April 2026

Excellent service all round!

Used Paypal for years, excellent service and customer service is second to none! Very helpful all round Reviewed on: 22nd April 2026

Easy and fast, totally recommended

Easy and fast, totally recommended Reviewed on: 22nd April 2026

Transaction cases

I have reported a couple of transactions that I haven't been resolved Reviewed on: 22nd April 2026

Reliable and Effortless

Reliable and effortless to shop as well as share money Reviewed on: 22nd April 2026

Its a fab way to ensure payments go through.

Its a fab way to ensure payments go through. Fab to break down large payments into 3. Reviewed on: 22nd April 2026

Best Retail Finance Provider

Best finance provider, never had any issues with customer service or making payments. Would definitely recommend and have been using them for 10 plus years Reviewed on: 22nd April 2026

Easy PayPal

Simple and straightforward. Simple to use and doesn’t have lots of levels. Reviewed on: 22nd April 2026

Always been my go too for almost all my online purch...

Always been my go too for almost all my online purchases and in such has always come good at times when the goods or services haven’t been to expectations feel safe purchasing through PayPal Reviewed on: 22nd April 2026

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