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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Safe and easy

Never had a problem always safe and easy Reviewed on: 22nd April 2026

Simple, having the option to spread your payments ma...

Simple, having the option to spread your payments make it easy to get your wish list when you want it, not when you have saved for it. Easy to track and just all round a great service. Reviewed on: 22nd April 2026

For me, the best available APR on larger purchases c...

For me, the best available APR on larger purchases comes from PayPal. Customer services are also very helpful. Reviewed on: 22nd April 2026

Sound experience, good app

Sound experience, good app. Customer service whether by chat or voice always available tk help. Reviewed on: 22nd April 2026

Good and Convenient Service

My experience with PayPal Credit has been good overall. It is easy to use and payments are processed smoothly. I find it convenient for online purchases. Reviewed on: 22nd April 2026

I have used PayPal for years now, i ALWAYS use PayPa...

I have used PayPal for years now, i ALWAYS use PayPal Whever it is offered. Pay in three is supert too! Reviewed on: 22nd April 2026

Flexible, sensible credit

0% offers, easy to use and keep in control Reviewed on: 22nd April 2026

Never a problem always easy to use

Never a problem always easy to use Reviewed on: 22nd April 2026

I use pay in 3 it's good and useful

I use pay in 3 it's good and useful Reviewed on: 22nd April 2026

Using PayPal makes my world a safer place.

Transfered funds to family members and paypal made it so easy.and secure.I always use the service for all my purchases also it's very secure.and using it gives me peace of mind. Reviewed on: 22nd April 2026

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