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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

PayPal is very easy to use, acceptance is quick.

PayPal is very easy to use, acceptance is quick. You can decide how you wish to pay your item so it suits your budget. Reminders are sent to your email regarding up and coming payments, so you don't forget- this is really helpful Reviewed on: 22nd April 2026

Easy setup, resposive team, minimal issues, had 1 pr...

Easy setup, resposive team, minimal issues, had 1 problam and was resolved with in minutes. Amazing service. Reviewed on: 22nd April 2026

Easy reasonable service.

Easy reasonable service. App is a good management service. Reviewed on: 22nd April 2026

I've used PayPal for years and will continue for man...

I've used PayPal for years and will continue for many more.Great service every time. Reviewed on: 22nd April 2026

is a game-changer for flexible payments.

PayPal Credit is a game-changer for flexible payments. The instant access to credit, seamless integration at checkout, and transparent terms make it incredibly convenient and trustworthy. It empowers you to manage purchases smartly without the usual friction of traditional credit options. Fast, reliable, and user-friendly—exactly what modern digital payments should feel like. Reviewed on: 22nd April 2026

The whole experience especially 0%

The whole experience especially 0% Reviewed on: 22nd April 2026

Easy to use and safe.

Easy to use and safe. Makes you feel confident that your money is safe. Reviewed on: 22nd April 2026

I love the buyers protection offered

I love having the buyers protection provided by Paypal whenever I shop online which could be fraught with scammers … !! Reviewed on: 22nd April 2026

Reliable and trustworthy

Always reliable and trusted way to pay for goods. Reviewed on: 22nd April 2026

clear, concise system with good assistance

Always a clear, concise system and assistance is always there when needed Reviewed on: 22nd April 2026

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