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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

No messing about

Help me so much, gives you peace of mind when purchasing as you know if something goes wrong pay pal get straight onto it. Reviewed on: 22nd April 2026

It's the best, easy to use.

It's the best, easy to use. Easy to apply and utilize when needed. Reviewed on: 22nd April 2026

Every good

Super easy to use can you everywhere Reviewed on: 22nd April 2026

Paypal thank you

Paypal+ is a step forward, encouraging using Paypal, but points could be higher compared to, for example, tesco clubcard.Ather than that love using Paypal cheers Reviewed on: 22nd April 2026

Fraud and customer care

When setting up direct debits its very easy and when using the app too. Also I had a problem regarding fraud a few years ago and PayPal customer service were excellent Reviewed on: 22nd April 2026

Always been helpful when I’ve had to call.

Always been helpful when I’ve had to call. Reviewed on: 22nd April 2026

Paypal credit was the financial bridge i needed also...

Paypal credit was the financial bridge i needed also helped build my credit score Reviewed on: 22nd April 2026

Good service

Good and easy to pay online for purchases Reviewed on: 22nd April 2026

PayPal was the best invention!!

Every issue I have had with a company I have purchased an order from, they have been there straight away. No questions asked, the withhold payments. I will never not use a site/business without PayPal anymore. I use every transaction I pay for via PayPal, and it’s so easy to use! The best part, is that it fills out all the address and contact information for you when use you it through the app! Now they have a virtual credit card, which is going to make shopping in stores that must easier! Reviewed on: 22nd April 2026

easy to pay and sorting the parts of payment .

It’s easy to pay and sorting the parts of payment . Reviewed on: 22nd April 2026

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