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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Best app and payment 10 out of 10 exellentsistem ever.

Best app and payment sistem ever. Reviewed on: 22nd April 2026

Fantastic Customer Service

Had a problem and customer service fixed it no problem, no waiting. Really efficient and helpful Reviewed on: 22nd April 2026

Great service other than payment can be fussy as the...

Great service other than payment can be fussy as they are scheduled rather than taken immediately Reviewed on: 22nd April 2026

Very easy to use easy payment options

Very easy to use easy payment options Reviewed on: 22nd April 2026

Very handy, and the option to buy and pay later is v...

Very handy, and the option to buy and pay later is very helpful. Reviewed on: 22nd April 2026

I have only once needed customer service assistance...

I have only once needed customer service assistance and they resolved my problem immediately. Reviewed on: 22nd April 2026

Good introduction offers.

Good introduction offers. Gives you 3 months interest free to allow you more control for your money Reviewed on: 22nd April 2026

10/10 interest free options

PayPal allows me to make purchases safely and securely with the bonus of paying interest free Reviewed on: 22nd April 2026

The 4 months at 0% makes it a very attractive servic...

The 4 months at 0% makes it a very attractive service, its perhaps a little unlear about rates after this period. When paying off multiple credit items at the same time its not 100% which of the items are being paid off (if its all coming off the soonest due or divided between all) Reviewed on: 22nd April 2026

Everything was good.

Everything was good. It was very helpful. Reviewed on: 22nd April 2026

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