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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Reliable competitive credit

Reliable competitive and easy to use Reviewed on: 22nd April 2026

Happy customer

Pay Pal has never let me down. Great service, highly satisfied. Reviewed on: 22nd April 2026

Save way to pay for online transactions

Save way to pay for online transaction Reviewed on: 22nd April 2026

Very helpful,customer service great too

Very helpful,customer service great too Reviewed on: 22nd April 2026

Easy to use no stress with interest

Easy to use no stress with interest Reviewed on: 22nd April 2026

Great to pay interest free over 4 months

Great to pay interest free over 4 months Reviewed on: 22nd April 2026

Efficient method of payment t

Always find very helpful and efficient way of dealing with money. Reviewed on: 22nd April 2026

Confident using PayPal

I feel extremely confident doing various transactions using PayPal - paying & receiving money and utilising the credit option which really helps out. I have had a couple of reasons to contact Customer Services and the prompt reply and response were comforting and all was sorted efficiently & effectively. Very pleased, thank you. Reviewed on: 22nd April 2026

Easy to use and great service

They gave me a great credit card and their rates are very good. Reviewed on: 22nd April 2026

Best app

Smooth, fast, simple to use and reliable. Reviewed on: 22nd April 2026

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