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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

My number one choice for payments, simple to us with...

My number one choice for payments, simple to us with a range of options Reviewed on: 22nd April 2026

I recommend this product

this helps me a lot during my gaming as its a lot easier to use than trying to pay direct plus its loads safer Reviewed on: 22nd April 2026

For convenience

Used PayPal for convenience as could use them for purchasing power Reviewed on: 22nd April 2026

Always use PayPal credit.

Always use PayPal credit. Better rates and feel happier using this than a credit card. Reviewed on: 22nd April 2026

Easy to set up and use, great customer service

Easy to set up and use, great customer service Reviewed on: 22nd April 2026

Fantastic services

It’s been professional since I joined Reviewed on: 22nd April 2026

PayPal credit is the best!!

Received a fantastic credit limit straight away, never had an issue with PP, decent % rate for borrowers, it's helped immensely when my cooker went down, I would certainly recommend PP Credit to anyone Reviewed on: 22nd April 2026

Easy transaction on every purchase.

Easy transaction on every purchase. A trusted platform to use for any financial transaction. Reviewed on: 22nd April 2026

Fantastic experience with PayPal .

Fantastic experience with PayPal . Use PayPal credit all the time and is very easy to use. Reviewed on: 22nd April 2026

PayPal make it so easy

PayPal make it so easy to make payments with multiple options. The credit and pay in 3 is fantastic. Reviewed on: 22nd April 2026

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