Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

View other PayPal products

4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181119)

I am satisfied with paypal costumer service!

I am satisfied with paypal costumer service! I like paying through paypal, becouse payments extremelu secure and costumers service work is amazing! Reviewed on: 22nd April 2026

Excellent Service

Excellent, easy to use service, that always has my back. Great promotional offers too. Reviewed on: 22nd April 2026

Easy and quick way to pay for goods, no fuss and ste...

Easy and quick way to pay for goods, no fuss and steps are clear to follow. Good options on how to pay which gives choices about how much you can pay off if needed! Reviewed on: 22nd April 2026

Helpful staff - simple app , great credit options

Helpful staff - simple app , great credit options Reviewed on: 22nd April 2026

Easy to use and convenient.

Easy to use and convenient. One less thing to worry about. Reviewed on: 22nd April 2026

Quick and easy, helpful staff.

Quick and easy, helpful staff. I have great confidence using PayPal. Thank you Reviewed on: 22nd April 2026

Great to have

I have had PayPal credit for about 6-7 years, have always felt safe as it’s good to have the coverage when buying as when using it, I can get my money back quickly if I get an issue. Reviewed on: 22nd April 2026

10/10 Would recommend.

10/10 Would recommend. loving PayPal+ Reviewed on: 22nd April 2026

Excellent Service Keep You Well Informed and in Cont...

Excellent Service Keep You Well Informed and in Control Reviewed on: 22nd April 2026

Really easy and good to use!

Really easy and good to use!! Paypal has opened a world of digital doors for me. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub