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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

I've used paypal for years and it's never disappointed.

5
I've used paypal for years and it's never disappointed. Quick, easy and efficient to use. Easy to get support if needed and straightforward app. Reviewed on: 22nd April 2026

I love using PayPal for security with online purchases.

5
I love using PayPal for security with online purchases. Communication is excellent Reviewed on: 22nd April 2026

It was very easy to set up and I feel more secure us...

4
It was very easy to set up and I feel more secure using my PayPal account for payments Reviewed on: 22nd April 2026

Love it, so handy

5
Love it, so handy to have PayPal credit when things are unexpected or you want to treat yourself a little. Now having it on a card physical and digital would be a game changer for me to use and have done. Easy to pay off and manage, good offers Reviewed on: 22nd April 2026

Easiest option

5
Easy with no fuss and easy affordable payment options Reviewed on: 22nd April 2026

Fantastic and easy to use paypal credit is outstandi...

5
Fantastic and easy to use paypal credit is outstanding and very secure it's changed my online shopping Reviewed on: 22nd April 2026

With PayPal my money is always safe

5
With PayPal my money is always safe Reviewed on: 22nd April 2026

When I have had to call CS they have been efficient...

5
When I have had to call CS they have been efficient and polite. Always happy to help and always solve my issues Reviewed on: 22nd April 2026

Very positive - always helpful, user friendly app

5
Very positive - always helpful, user friendly app Reviewed on: 22nd April 2026

Smooth transactions, great reward scheme for using P...

5
Smooth transactions, great reward scheme for using Paypal. , no problems so far, would recommend . Reviewed on: 22nd April 2026

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