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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181120)

Good experience with flexible payments

5
Good experience with flexible payments Reviewed on: 22nd April 2026
Marceline M's avatar
Marceline M

Paypal gives me peace of mind when buying over the I...

5
Paypal gives me peace of mind when buying over the Internet. They have always resolved any discrepancies of unknown subscriptions/scams in my favour and returned the money to my account instantly or within a day. Customer service have always treated me in compassionate and understanding manner. Highly recommend PayPal if you want peace of mind Reviewed on: 22nd April 2026
YSABELLA B's avatar
YSABELLA B

Been sending occasional payment for food few years now.

5
Been sending occasional payment for food few years now. Works well! Only just started using PayPal + so far so good. Reviewed on: 22nd April 2026
Patrycja M's avatar
Patrycja M

Excellent and easy to use.

5
Excellent and easy to use. Customer oriented Reviewed on: 22nd April 2026
Melville 's avatar
Melville

Great service understand and easy to check balance etc.

5
App easy to understand and easy to check balance etc. Prompt transactions Reviewed on: 22nd April 2026
Carole w's avatar
Carole w

A huge relief for a self-employed mother

5
I can’t express what a relief it is to have access to PayPal Credit. Being self-employed means my income changes daily, which traditional lenders seem to find 'risky' regardless of my lack of debt. PayPal Credit looked past the labels and gave me a revolving line of credit that helps me balance my cash flow during bigger spending months. Highly recommended for fellow freelancers! Reviewed on: 22nd April 2026
Carla M's avatar
Carla M

In simple word and being very honest I love Paypal i...

5
In simple word and being very honest I love Paypal it's quick and easy to make or recive payments and its clear and easy to understand not like other apps and banking, Any problems just one phone call away where costomer service will help and speak to you in person. I would highley recomend PayPal to all its a no brainer. Reviewed on: 22nd April 2026
Linda M's avatar
Linda M

Good experience

5
I have always had a good experience with PayPal no problem. Reviewed on: 22nd April 2026
Christine D's avatar
Christine D

I use paypal because I feel it's safe.

5
I use paypal because I feel it's safe.I can pay my bill in 3 ways and I find that very helpful in today's world where sometimes we can pay over 3 months or even have it on free credit as long as you pay over the amount of time. Reviewed on: 22nd April 2026
Deborah S's avatar
Deborah S

Great credit service at amazing rates, easy and intu...

5
Great credit service at amazing rates, easy and intuitive to use . Reviewed on: 22nd April 2026
Leo R's avatar
Leo R

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