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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Great service

5
Always there when I need it, I find the pay in 4 service with 0% interest really useful! Reviewed on: 22nd April 2026

Payments always guaranteed and trusted by many selle...

5
Payments always guaranteed and trusted by many sellers and individuals Reviewed on: 22nd April 2026

PayPal have always been prompt in answering any ques...

5
PayPal have always been prompt in answering any questions I've had. Reviewed on: 22nd April 2026

Nice experience good offer and affordable prices

5
Nice experience good offer and affordable prices Reviewed on: 22nd April 2026

Good en satisfied perfect for shopping

5
Good en satisfied perfect for shopping Reviewed on: 22nd April 2026

I have been using paypal for many years now.

5
I have been using paypal for many years now. Paypal Credit is a perfect way to help spreading thw cost over 4 months intrest free. Easy to access and overall the best payment platform Reviewed on: 22nd April 2026

Use this for PayPal credit great when you can pay ba...

5
Use this for PayPal credit great when you can pay back monthly Reviewed on: 22nd April 2026

So easy with PayPal never had any issues

5
So easy with PayPal never had any issues Reviewed on: 22nd April 2026

Paypal is always there to help if anything goes wrong

5
Paypal is always there to help if there’s a problem with anything. One phone call and the problem is resolved: completely reliable and trustworthy, Paypal can sort out any and every difficulty or dilemma. I wouldn’t think of making a purchase without Paypal backing me up in case of anything unexpected causing a problem. Reviewed on: 22nd April 2026

So easy to set up and use and easy to make flexible...

5
So easy to set up and use and easy to make flexible payments Reviewed on: 22nd April 2026

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