Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

Simple, easy to use financial product, now with the...

Simple, easy to use financial product, now with the physical card. Excellent Reviewed on: 22nd April 2026

Great payment options

It's a very handy service, especially the pay in 3 option. It gives time to pay without interest which really helps when making big purchases Reviewed on: 22nd April 2026

Go Paypal

they've always addressed all of my issues in a timely manner, with good quality staff members I can actually understand without asking them to repeat themselves 2 to 3 times Reviewed on: 22nd April 2026

It was good and straightforward, easy to use and nav...

It was good and straightforward, easy to use and navigate Reviewed on: 22nd April 2026

All works perfectly fine no problem

All works perfectly fine no problem Reviewed on: 22nd April 2026

Easy to set up and manage very simple

Easy to set up and manage a great tool to manage and budget Reviewed on: 22nd April 2026

I love PayPal credit, it is easy to use and understa...

I love PayPal credit, it is easy to use and understand it really helps me able to afford things I need in the current economic climate Reviewed on: 22nd April 2026

All the years I have used PayPal is the excellent si...

All the years I have used PayPal is the excellent site I have ever used everything is good, if I don’t get what I paid for my money is refunded in time and no one can scam me while using PayPal. When am buying something and they don’t use PayPal I DO NOT buy it. Reviewed on: 22nd April 2026

Fantastic service, always responsive and supportive

Fantastic service, always responsive and supportive Reviewed on: 22nd April 2026

Is good.

Is good. Like the PayPal credit for payment. Makes it easy Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub