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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Protected Purchases and Transactions

PayPal adds that element of Security when making a purchase online Which is paramount to success in my opinion Also to send Birthday gift payments overseas is a pleasant experience Reviewed on: 22nd April 2026

Easy experience and points on purchase is a bonus

Easy experience and points on purchase is a bonus Reviewed on: 22nd April 2026

best costumer service excellent service

best costumer service excellent service Reviewed on: 22nd April 2026

Great simple so flexible fantastic offers

Great simple so flexible fantastic offers Reviewed on: 22nd April 2026

Very easy to use and great value

Very easy to use and great value Reviewed on: 22nd April 2026

I have enjoyed excellent and professional service fr...

I have enjoyed excellent and professional service from PayPal. Reviewed on: 22nd April 2026

It’s a very good reliable service

It’s a very good reliable service Reviewed on: 22nd April 2026

Use PayPal as my everyday bank, never let me down...

Use PayPal as my everyday bank, never let me down Reviewed on: 22nd April 2026

A very convenient and secure service

I find PayPal provides a very convenient and secure method to pay for goods and services especially where the provider is not a someone from whom you have previously purchased. I also find the Pay in 3 feature very convenient for those unplanned expenses. Reviewed on: 22nd April 2026

PayPal has been very helpful especially function to...

PayPal has been very helpful especially function to spread the cost Reviewed on: 22nd April 2026

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